1. 63333 POINTS
    Peggy Mace
    Most of the U.S.
    Dave Ramsey says to only consider variable annuties if you are totally debt free and have used all your tax-deferred options. Make sure you understand the fees, riders, options and surrender period associated with your annuity. Use these four mutual funds: 1) growth, 2) international, 3) growth and income, and 4) aggressive growth. Finally, Dave Ramsey says to never use annuities inside retirement options.
    Answered on July 27, 2013
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