1. 61667 POINTS
    Steve Savant
    Syndicated Financial Columnist, Host of the weekly talk show Steve Savant's Money, the Name of the Game, Scottsdale Arizona
    Life insurance companies primarily purchase investment grade government bonds, i.e. class I and II.
    Some companies use indices as their crediting method using indexed options. Other companies use separate sub account crediting methods linked to equity and bond instruments that are not part of the company's general account.
    Answered on September 4, 2013
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