Where Do You Buy Annuities?

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    Peggy Mace
    Most of the U.S.
    You buy annuities through licensed life insurance agents. If the annuity is variable, the agent must have some securities licenses in order to be able to sell it to you. If the annuity is fixed or indexed, an agent with a license in Life insurance can sell you that type of annuity.
    Answered on July 1, 2013
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    David RacichPRO
    Fountain Hills, Arizona
    Annuities can be purchased from three distribution channels: career, brokerage and company direct. Generally speaking, career and company direct sell their proprietary annuity products. Historically these offerings have not been as competitive as brokerage distribution channels, who offer many annuity products posted on spreadsheets for consumer review.
     
    Answered on July 1, 2013
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