Hybrid Annuity / Long Term Care products are offered by Lincoln Financial, Mutual of Omaha, Genworth, and John Hancock. However, the terms/features/rates of each product vary. So it is best to speak with an independent annuity expert who can evaluate your situation and help you decide which product is right for your situation.
Principal Advisor, Brokerage Consulting, Flemington NJ
The offerings will vary by State.
In New Jersey, where I write most of my annuity business, and since my focus is on asset based long term care, I really like and recommend American Equity, and F&G Life, attaching the proper income riders that contain increased income for impairment.
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In New Jersey, where I write most of my annuity business, and since my focus is on asset based long term care, I really like and recommend American Equity, and F&G Life, attaching the proper income riders that contain increased income for impairment.