Who Regulates Indexed Annuities?

1. 

   250 POINTS

   view profile
   Carl Busseau

   Roseville, CA

   Indexed Annuities are regulated by the state that they are sold in.  Indexed Annuities experience growth "related" to the growth of an index of the stock market.  The federal government regulates securities, but since indexed annuities offer some opportunities for fixed interest they have been declared fixed products and not securities. Indexed annuities are complex investments and vary widely by product and company.  Make sure that your insurance broker explains to you the way interest is credited and your ability to access the money.

   Answered on March 7, 2014

   flag this answer
Did you find these answers helpful?
Yes
No
Go!

Add Your Answer To This Question

You must be logged in to add your answer.