1. 16470 POINTS
    David Osgood
    Agent, Rural Mutual Insurance Co., Union Grove, WI
    Auto insurance rates are based on many factors. Some of those factors are geographic location, ages of the drivers to be covered, motor vehicle records of those to be covered, year make and model of vehicles to be covered, vehicle use, and years driving experience just to name a few. Contact a local agent to find out about coverage availability and pricing within your area.
    Answered on September 14, 2013
  2. 992 POINTS
    Phil Tuccy
    Owner, Insurance Group Consulting, LLC, Florida
    Cost depends on many factors, including coverage limits...which is a major item to consider. Too many people buy minimum or low limits of liability coverage which really covers a policyholder for very little, in the event of an even a two-car at-fault accident.  In the first year of driving, for a new driver...aged sixteen or seventeen, you will find that statistically, they will be involved in an at-fault accident.  Though cost is obviously a huge factor in many families, the exposure warrants a hard look of consideration for purchasing high limits of liability insurance.
    Call several independent agencies in your area for more specifics and some pricing quotes.
    Answered on October 11, 2013
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