Can I Add My Girlfriend To My Car Insurance?

  1. 16470 POINTS
    David Osgood
    Agent, Rural Mutual Insurance Co., Union Grove, WI
    Some carriers will allow you to add your girlfriend to your auto insurance policy provided that she lives at the same address as you. Contact your local agent to find out more details about coverage availability and pricing within your geographic area. Some carriers may require each of you to have your own auto policies if you are not married.
    Answered on November 1, 2013
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  2. 37376 POINTS
    David G. Pipes, CLU®, RICP®
    Business Development Officer, T.D. McNeil Insurance Services, Fresno, California
    Insurance follows the car.  You can add any member of your household to your policy.  You can loan your car to anyone you please.   If your girlfriend didn't live with you and was in an accident while operating your car with your permission, she would be covered to the limits of your policy.
    Answered on February 7, 2014
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