1. 910 POINTS
    Ken Boncela
    Ageny Owner, Farmers Insurance, Ken Boncela Insurance & Financial Services, Oswego, lllinois
    Sure you can.  But there may be coverage issues for you and/or your parents.  If you live with your folks and the insurance company does not know you are a household driver, they could deny coverage to you and/or your parents for that omission if there is a claim.  If you do not live with them, most insurance companies will cover you as a permissive driver.  But the operative word there is "most."  This is a good question we often get from out clients BEFORE the situation occurs to avoid any potential problem.  I suggest your call yours or your folks' insurance professional for clarification.
    Answered on March 22, 2014
  2. 7647 POINTS
    Mark Bartlett CLCS
    Branch Owner, TWFG Insurance Services, Fremont California and the Greater Bay Area Representing Dozens of Insurance Carriers
    If you do not live with your parents you may drive your parents auto with there permission. However I recommend that your parents first check to make sure they have permissive driver coverage. If you live in the household you are required to be listed on the policy, otherwise a claim could be denied.
    Answered on March 30, 2014
  3. 15645 POINTS
    Edward HarrisPRO
    Owner, Best Health And Car Insurance Rates - Instant Online Quotes, US
    Typically, you can drive your parent's car, assuming you are not excluded on their policy and their contract extends to other drivers. Normally, insurance is written on vehicles, and not persons (with some exceptions), so you should be covered.

    But, it's always best to check with your broker and/or your parent's broker to be 100% certain.
    Answered on June 15, 2014
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