Can I Get Auto Insurance With No Car?
16470 POINTSview profileDavid OsgoodAgent, Rural Mutual Insurance Co., Union Grove, WIYes, there is a policy that is called a non-owned auto policy. This type of policy will only provide liability coverage not physical damage coverage. This means that the policy will typically provide coverage when you are involved in an accident and you are deemed responsible for the damage caused. It will typically not however cover any physical damage to the vehicle that you are driving.Answered on November 6, 2013flag this answer
37376 POINTSview profileDavid G. Pipes, CLU®, RICP®Business Development Officer, T.D. McNeil Insurance Services, Fresno, CaliforniaThere are many people who need auto insurance but do not own a car. Many people drive a company car most of the time but need to rent a car for a short period of time. Others do not live in the USA and need to drive a rental car when they return. The first place they can buy insurance is from the rental company. They will provide a full range of coverages. As an alternative the driver can carry a non-owned auto policy.Answered on September 19, 2014flag this answer
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