1. 37376 POINTS
    David G. Pipes, CLU®, RICP®
    Business Development Officer, T.D. McNeil Insurance Services, Fresno, California
    Most companies now use an on-line application for auto insurance.  During the application process every car at the residence will probably be identified.  Every driver living in the household will probably be identified.  Every claim made by every driver on every car will be identified and the driving record of each driver will be identified.  This information will immediately feed into the quoting process.  Some companies might not be as automated and review of driving records may take place after the coverage is bound but that would be unusual and the company would probably cancel the policy as soon as they determine that you don’t have a license.
    Answered on May 14, 2014
  2. 617 POINTS
    Waltere Koti
    Principal Agent, First Insurance Agency Inc, United States
    Can you get car insurance with an expired Licence? The short answer is no and it depends. In some rare instances, you can get car insurance with an expired licence but you cannot drive your car with an expired license. All this will also depend your state and insurance company. If you have an accident while driving on expired licence, the insurance company may chose not to cover the claim because you were not legally authorized to be driving. It is better to go renew your license.
    Answered on June 20, 2015
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