1. 16470 POINTS
    David Osgood
    Agent, Rural Mutual Insurance Co., Union Grove, WI
    Based on my education and experience so far in the industry, I would say no. Auto insurance is based on your garaging zip code therefor you could only purchase insurance from a carrier that is licensed within your state. Now if you are asking if you can purchase auto insurance from a carrier that is not physically located within your state then the answer would be yea, a carrier could be physically located outside of your state but still be licensed to sell insurance within your state.
    Answered on October 27, 2013
  2. 14231 POINTS
    Tom Sheehan
    Agency Owner, The Thomas G Sheehan Agency, 27 Glen Road Sandy Hook, CT 06482
    If you live in one state and are fortunate enough to also own a vacation home in another, and you choose to have a car registered in state for your use while you are there, then it is possible, if not required that you have a car insurance policy in that state. Most if not all states require car insurance in order to register a car for use on public access roads and highways and in most cases, that insurance must be obtained in the state in which the car is registered.
    Honestly that is the only circumstance I can think of where you may have insurance on a car from another state which is not where you primarily reside.
    Answered on April 9, 2015
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