1. 627 POINTS
    Dan Lyles
    agent, Lyles Insurance, Wheelersburg, Ohio
    There are loopholes in Ohio law. But generally speaking, if you have a valid drivers license, then you can buy auto insurance.

    If you do not have a valid drivers license, you can still buy auto insurance if you own a vehicle. But you will have to have a driver on the policy with a valid drivers license, such as a spouse, family member. In this case, you will have to exclude yourself as a driver (meaning there is no coverage if you drive the vehicle). Most auto insurance companies will also require you to designated a licensed driver as the named insured.

    Drivers can also be insured using a valid foreign drivers license. But not all companies will do this. So you will need to look around a little harder.

    Also, understand that Ohio has 2 different laws on the table that are completely opposed to one another. So these laws could change drastically in months to come, if either of these proposals go into effect.
    Answered on March 30, 2014
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