1. 37376 POINTS
    David G. Pipes, CLU®, RICP®
    Business Development Officer, T.D. McNeil Insurance Services, Fresno, California
    If you are living in the same household then he should put you on the list of drivers.  The insurance follows the car and that is linked to a household.  The person buying the insurance is in the household and can loan the car to whoever he wishes.  The insurance covers the automobile.  If you are not living together there wouldn’t be anything gained by putting you on the policy.
    Answered on March 17, 2014
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