The company is going me, the owner has insurance but doesn’t want to claim, is the insurance policy able to be used to pay damage?

  1. 2777 POINTS
    Terry A. McCarthy, CLU, ChFC
    President, Insurance Associates Agency Inc., West Chester, OH
    Insurance follows the vehicle in Ohio. Your insurance would only apply if the vehicle you were operating was uninsured. It is my understanding that most states follow this logic. If you were injured you may be compelled to seek injury coverage from your own insurance. In Michigan under their no-fault law everyone seeks protection from their own insurance first.
    Answered on February 1, 2015
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