Can You Buy Car Insurance Without Owning A Car?

  1. 16470 POINTS
    David Osgood
    Agent, Rural Mutual Insurance Co., Union Grove, WI
    Yes, you can. Some carriers provide insurance coverage called "Non-owned auto". This a liability only coverage. Which means that it will not provide coverage for damage to a vehicle that you are driving only damage to the other party's vehicle if you are responsible for the damages. Contact a local agent to find out about availability and cost of this coverage within your area.
    Answered on August 19, 2013
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