1. 37376 POINTS
    David G. Pipes, CLU®, RICP®
    Business Development Officer, T.D. McNeil Insurance Services, Fresno, California
    Insurance isn’t on the driver.  Insurance is on the automobile.  The issue is to determine if the car is insured.  If it is, anyone driving it is insured.  However, you will not be covered operating your car with your neighbor’s insurance policy.  Your neighbor’s policy covers his car, not yours.
    Answered on March 26, 2014
  2. 21750 POINTS
    Jim Winkler
    CEO/Owner, Winkler Financial Group, Houston, Texas
    That is a great question! The answer depends upon your companies policy. Some companies  will require the drivers to be listed on the policy, some will extend driving privileges to all members of the household. Some will go so far as to allow anyone that you give permission to. Check with your agent first, and find out their rules. Thanks for asking!
    Answered on May 12, 2014
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