1. 16470 POINTS
    David Osgood
    Agent, Rural Mutual Insurance Co., Union Grove, WI
    I am not aware of any insurance carrier that would be willing to accept a client using a PO Box as an address of residence. If you are using the PO Box for mailing purposes only, then you may be able to use the PO Box for auto insurance mailings.
    Answered on July 31, 2013
  2. 16470 POINTS
    David Osgood
    Agent, Rural Mutual Insurance Co., Union Grove, WI
    As a mailing address yes, but not as your physical address. In almost all cases your auto insurance rates are based in part on your physical address zip code. To ensure that you are receiving the proper rate for the risk that the carrier is accepting when providing you with coverage they need to know where you garage your vehicle amongst other information.
    Answered on August 26, 2013
  3. 37376 POINTS
    David G. Pipes, CLU®, RICP®
    Business Development Officer, T.D. McNeil Insurance Services, Fresno, California
    The car must have a household attached to it. That means that a physical address is necessary. That doesn’t mean that correspondence needs to go to that address. You can establish a P.O. Box for correspondence. The place that you call your domicile is the address that the insurance company is looking for.
    Answered on May 22, 2014
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