1. 7647 POINTS
    Mark Bartlett CLCSPRO
    Branch Owner, TWFG Insurance Services, Fremont California and the Greater Bay Area Representing Dozens of Insurance Carriers
    Auto insurance companies do not share information directly but all information is shared. Insurance companies report incidents to a data base which is then accessed by insurance companies when needed. For example you have an at-fault auto accident and your rates go up. You are upset about this so you shop around for insurance elsewhere  The new company will check the data base for your driving record to see if you have tickets or accidents and then crate your insurance policy accordingly. While incidents on your record may only effect you for a short period of time. For minor incidents 3 years. I have seen data show up that was 10 years old.
    Answered on May 1, 2013
  2. 16470 POINTS
    David OsgoodPRO
    Agent, Rural Mutual Insurance Co., Union Grove, WI
    Based on my knowledge and experience I do not believe that the auto insurance carriers share information about their clients directly with other carriers. I beilieve that accident information is placed into a data based that is used by all/many insurance carriers to help provide prospects a more accurate rate when receiving a quote and it also makes life easier for the prospect by not having to remember all of the detail of their claims history.
    Answered on September 15, 2013
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