1. 7647 POINTS
    Mark Bartlett CLCS
    Branch Owner, TWFG Insurance Services, Fremont California and the Greater Bay Area Representing Dozens of Insurance Carriers
    In most states it is illegal to operate a motor vehicle without insurance so yes you would need auto insurance. Also if you are buying a car on payments most dealers will verify you have insurance in place before they let you off the lot. Make sure you call your local agent for quotes on your new car.
    Answered on May 7, 2013
  2. 37376 POINTS
    David G. Pipes, CLU®, RICP®
    Business Development Officer, T.D. McNeil Insurance Services, Fresno, California
    This answer varies with the state in which you reside.  Generally the dealer will give you the car if you have paid the full price.  Some agencies are set up to handle every aspect of the registration process and that is where you encounter the requirement for auto insurance.  However, once the car is sold and paid for it would probably not require insurance to leave the lot.
    Answered on June 25, 2014
  3. 21750 POINTS
    Jim Winkler
    CEO/Owner, Winkler Financial Group, Houston, Texas
    That is a great question! In almost every case, it is a requirement for you to have insurance on the vehicle that you drive. When purchasing a new car, generally a quick phone call to your agent with the vehicle information will be enough o get a temporary, or even a permanent policy issued that will allow you to drive the vehicle off the lot. I've personally been in dealerships where there are insurance agents on the lot that were happy to sell you a (expensive) policy. Thanks for asking!
    Answered on June 26, 2014
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