1. 15645 POINTS
    Edward HarrisPRO
    Owner, Best Health And Car Insurance Rates - Instant Online Quotes, US
    If you are riding your bicycle, and you hit an object or person, your auto insurance will not cover any damages you cause or expenses that you incur.

    However, if you are driving a covered vehicle on your car insurance policy and hit someone riding their bicycle your policy will protect you. The damages you cause and any bodily injury will be covered subject to your policy limits.
    Answered on May 3, 2013
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