1. 16470 POINTS
    David Osgood
    Agent, Rural Mutual Insurance Co., Union Grove, WI
    A stolen bike would be covered under your homeowners insurance if it is covered at all. Your auto insurance typically only provide coverage for accidents involving your vehicle. Remember every policy is different. Please read your policy completely to understand the coverage provided and any exclusions that there may be or contact your local agent to have them go over the policy with you.
    Answered on October 17, 2013
  2. 37376 POINTS
    David G. Pipes, CLU®, RICP®
    Business Development Officer, T.D. McNeil Insurance Services, Fresno, California
    The coverage under an automobile policy extends to the automobile alone. Items which have been installed and become a part of the vehicle, such as radios are also covered. Any property carried inside or outside of the vehicle is not covered by the automobile policy. There might be coverage from other policies.
    Answered on October 30, 2014
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