Your car insurance will cover you for liability but it may not cover damage to the Uhaul if you are in an accident or damage the truck. Check with your local agent or company to be sure that your policy covers the truck and to what extent. It only costs about $14 to purchase the extra insurance from Uhaul and it will cover any damage you do the truck with just a couple exceptions.
Branch Owner, TWFG Insurance Services, Fremont California and the Greater Bay Area Representing Dozens of Insurance Carriers
In almost all cases your personal auto insurance will not cover you if you rent a U haul truck. The U Haul truck will fall out of the bounds of personal auto used for pleasure and also the weight category put the vehicle is the commercial range which is 10,000 lbs or higher. I highly recommend you discuss this with your current insurance company for clarity on your particular policy.
Vice President/Agent, Best Rates Insurance Inc, Kalispell Montana
If it is a type of Uhaul that you drive then no. But if it is a type of uhaul that you are pulling the liability portion would come from your auto policy but it would not repair the trailer. There are some carriers that will cover the driving type Uhaul under a personal policy depending on how big it is. Many cases they will not. But Uhaul usually has insurance that you can purchase from them which would better for you in the long run in the event of an accident.
Talk to an agent who is in your area they should be able to help you with this matter or talk to the uhaul business as I am sure they would have some good recommendations.
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Talk to an agent who is in your area they should be able to help you with this matter or talk to the uhaul business as I am sure they would have some good recommendations.