1. 455 POINTS
    Todd Officer
    President, Officer Insurance, Nashville, TN
    Not really.....It all depends on the carrier you are with, but with our carriers we don't see a significant price break at age 18.  We see a more significant break in the mid 20's.  Many carriers consider those that are 18, 19 or in the eraly 20's and still being "young" drivers and price them accordingly.  Every year you get further away from the true young driver age of 16 or 17, you get a little help onthe pricing but its not generally a lot to get excited about.

    Contact your local independant agent and have them run some pricing comaprisons for with different companies.  If you are 17 now, ask them to run estimates on what your premiums (at today's rates) may look like as you get older.
    Answered on May 3, 2013
  2. 15645 POINTS
    Edward HarrisPRO
    Owner, Best Health And Car Insurance Rates - Instant Online Quotes, US
    Many companies will reduce your auto insurance rates when you turn 18, 19, 21, 25 or other specific ages. Also, the number of years of driver's experience will help reduce premiums.

    For example, if you get your license at age 16, within 2-3 years, you should see rate reductions if your driving record remains good. Of course, in fairness, there are other variables that can impact the rate.
    Answered on June 17, 2014
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