Does Car Insurance Cover Engine Replacement?

  1. 627 POINTS
    Dan Lyles
    agent, Lyles Insurance, Wheelersburg, Ohio
    No, it does not. Auto insurance does not cover maintenance issues. Unless the engine was damaged by a collision, or a tree fell on it and damaged it, or something like that (something that applies to a claim). if there is a situation where a collision cause enough damage for the engine to be replaced, the vehicle will probably be totaled out anyways.
    Answered on December 14, 2014
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