Does Getting Auto Insurance Quotes Affect Your Credit Score?
455 POINTSview profileTodd OfficerPresident, Officer Insurance, Nashville, TNNo....or at least it shouldn't. If you were to pull your credit report after shopping for auto insurance, you would see a handful of "Credit Inquries". Carriers and quoting agents to not actually pull a credit report on those seking a quote, merely make an inquiry (at least that iswhat the carriers to us agents). From what we are told, these types of inquries should not effect your credit score like the reports pulled when applying for a loan or credit card.Answered on May 2, 2013flag this answer
1365 POINTSview profileRobert Attala LUTCF, PFPAgency Owner, A1 Insurance LLC, Arizona, California AgencyGreat Qutestion. It depends on the insurance compay some companies check whats called an insurance score and they do a soft hit on your creidt and place value on that score. The better your insurance score the better your rate will be on your insurance policy. always check with your current company for more detail.Answered on May 2, 2013flag this answer- 20 POINTSview profileTyler KerleePrincipal, Path Insurance Solutions, Bellevue, WashingtonIt is typically called a soft hit on your credit score and it should not effect your score. For example if you are buying a house and your mortgage broker runs your credit score he wouldn't be able to tell if you were getting quotes for your new home or not by looking at your credit report.Answered on May 8, 2013flag this answer
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