Does Having A Baby Lower Your Car Insurance?

  1. 7647 POINTS
    Mark Bartlett CLCS
    Branch Owner, TWFG Insurance Services, Fremont California and the Greater Bay Area Representing Dozens of Insurance Carriers
    Having a child is not a rating factor for auto insurance so this will not lower your auto insurance. What you do have to look forward to is when your child starts driving. Then you will see a rate adjustment. I recommend all young drivers to have a 3.0 GPA or better to keep the rates down.
    Answered on October 4, 2013
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