1. 1909 POINTS
    HDA Insurance Brokerage
    Director, HDA Insurance Brokerage, California
    In answering this question, we assume that CDL is an abbreviation for California Drivers License.  If you are a California resident seeking to purchase Auto Insurance,  it is assumed that you would have a California Drivers License thus not a method of lowering your insurance premium.  The State of California allows insurance companies to base auto insurance premium rates on the experience of the driver; thus the longer you are licensed, your premium would be lower.   However, your driving record would be equally important as this would be another method of adjusting rates on a policy. 

    We'll be happy to answer any more specific questions if and when asked!
    Answered on January 10, 2014
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