Does Medical Insurance Cover Car Accidents?
21750 POINTSview profileJim WinklerCEO/Owner, Winkler Financial Group, Houston, TexasThat is a great question! The answer depends upon your policy, and your State. Some States require that you carry liability as part of your insurance coverage. If your policy does, then there will be a specified amount that will be paid for someone that you injurer's hospital bills. If you do not have liability, then chances are you will be sued for those expenses. If your policy specifies that it will pay for your medical expenses, you will receive whatever the limit there is. To find out for certain, please contact your agent, or look on the declarations page of your policy. I hope that helps - thanks for asking!Answered on June 27, 2014flag this answer
14231 POINTSview profileTom SheehanAgency Owner, The Thomas G Sheehan Agency, 27 Glen Road Sandy Hook, CT 06482If you happen to live in a state where it is mandatory that your car policy includes coverage for primary medical benefits, then that portion of the claim must be handled by your car insurance company first. Once those benefits are exhausted, the claim may then be turned over to your medical insurance provider. States where such coverage is voluntary as opposed to mandated, if you choose to carry medical coverage on your car policy, it would work exactly the same way.Answered on July 2, 2014flag this answer
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