Does Personal Car Insurance Cover Rental Cars?

  1. 37376 POINTS
    David G. Pipes, CLU®, RICP®
    Business Development Officer, T.D. McNeil Insurance Services, Fresno, California
    If you are one of the named insureds on an automobile policy and are driving a newly acquired or temporary substitute car or a non-owned car that is being used with the permission of the owner then the Bodily Injury Liability and Property Damage Liability extends from your automobile policy. There are coverage limitations in your policy which also apply such as the coverage applies only to the United States and Canada, and it doesn’t cover you when you are using the car for a business, such as delivering pizza.
    Answered on March 2, 2015
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