1. 15645 POINTS
    Edward HarrisPRO
    Owner, Best Health And Car Insurance Rates - Instant Online Quotes, US
    You can reduce your auto insurance premiums in many ways.

    Of course, shopping through an experienced broker (or online through a respected website) may yield substantial savings. They do the shopping while you relax and do the saving!

    Increasing your collision and comprehensive deductibles will lower your rate. There are many options that may be very cost-effective for you.

    Verify that you are receiving all discounts that you are entitled to by speaking to a broker. 55 and retired, good-student and low-mileage are just a few discounts that most carriers offer.

    Improve your driving record and/or credit. It will help! And it may save you thousands of dollars instead of hundreds of dollars over your lifetime.
    Answered on May 9, 2013
  2. 1615 POINTS
    Ryan Andrew
    President, The Andrew Agency, Richmond, VA
    Everyone wants to pay less for car insurance but what you need to focus on is making sure you get the best value for your money. You can increase deductibles, lower liability coverage or reduce your policy to liability only but be careful before making any of these changes. Make sure you understand how much you would have to pay when you have an accident and then see if the savings makes sense for your situation.
    Answered on May 9, 2013
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