How Do Insurance Companies Estimate Car Damage?

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   Alex Pfeifer

   Owner, Pfeifer Insurance Brokers, Burlingame, CA

   I cannot speak for all insurance companies, but in my experience insurance companies will do either one of two things. 1)Accept the estimate prepared by the mechanic. 2) Send an insurance adjuster to look at the damaged vehicle to prepare an estimate. The estimate is based on cost of labor and parts.

   Answered on July 29, 2013

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