How Does Employment Status Affect Car Insurance?

  1. 627 POINTS
    Dan Lyles
    agent, Lyles Insurance, Wheelersburg, Ohio
    Although many auto insurance companies do ask for employment status and possibly basic info, it does not have any impact on your rate. Employment status questions are asked as a way to screen drivers from buying the wrong kind of auto insurance. For example: if you are a delivery driver, companies want to make sure that you understand that there is no coverage on a personal auto policy while making deliveries (you need commercial auto insurance for that).
    Answered on March 25, 2014
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