1. 165 POINTS
    Eddie Arriola
    President and Agent, Bow Tie Financial Group,
    Generally, children will be covered under their parent's auto insurance as long as they're a dependent and/or living at home.

    In Arizona, all household drivers must be listed on the policy, whether they drive or not.  If they don't drive, they're to be excluded.

    Of course, once your children are self-sufficient, you'll want them to get their own policies and, as a rule of thumb, you'll want them to get their own insurance as soon as they're able.
    Answered on March 12, 2014
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