1. 21750 POINTS
    Jim WinklerPRO
    CEO/Owner, Winkler Financial Group, Houston, Texas
    That is a great question! The answer really depends upon your insurance companies, and their discount rates. Shop both yours and your spouses, and ask. Also, if there are multiple policies already with one carrier, it might make for a deeper discount with them. Since I don't know who your policies are with, I'm sorry but I can not give you a dollar or percentage amount specifically. Best answer, call them and see! Congratulations, I pray many years of happiness and blessings for you!!! Thanks for asking!
    Answered on September 27, 2015
  2. 47 POINTS
    Gene Ivanoff
    Licensed Sales Agent, Michigan Insurance & Financial Services, Rochester Hills, MI. 48306
    Hi Justin,
    Great question. For many companies the discount for bundling can be substantial. We are an independent company writing through several carriers. Many of them favour the responsibility and maturity that comes with being a family. Adding the factor of having 2 or more vehicles "multi-car" discount, or even going from renting to owning a home can make a big difference in premium rates.

    My congratulations to both of you.
    Let me know If you are in need of any other assistance.
    We are in Michigan!

    Gene Ivanoff
    Answered on September 28, 2015
  3. 75 POINTS
    Carl Houde
    Insurance Agent, Davila & DeFusco Insurance, Saugus, MA
    Great question! Many insurance companies offer multiple car discounts and I have seen substantial savings for couples who combine their auto policies. A good agent will be able to place you with the right company that will provide the best discount for your combined policy.

    That said, there is no reason a couple needs to wait to get married to get an auto policy together. I have written policies for stable couples who have an established relationship without yet being married.

    Please let me know if I can be of any assistance!

    Carl Houde
    Answered on October 6, 2015
  4. 14231 POINTS
    Tom SheehanPRO
    Agency Owner, The Thomas G Sheehan Agency, 27 Glen Road Sandy Hook, CT 06482
    It is always best to talk to your Insurance Professional about the terms and conditions of your policy. Generally speaking, two single individuals insuring their own cars may pay more than two married individuals insuring their two cars together. There are a couple of factors that may cause this. First, the rate structure that a company has for sigle folks as opposed to married folks. The second is a multi car discount aht can further drive down the cost for the married folks. Always be sure to ask about any available discounts when making your decisions on your car insurance.
    Answered on October 15, 2015
  5. 10 POINTS
    Daniel Gregorowicz
    Agent, Pennsylvania
    It all depends, but you can save a ton by including everything together. It's usually based on a percentage of what you pay. So the more you pay for insurance the greater the discount. I would shop both of your current companies for the best price and service. I hope this helps!
    Answered on February 8, 2016
  6. 616 POINTS
    Robert J Russell - Finalist for Broker of the Year 2015
    Broker Owner, InsuranceAgentsSelling.com, United States (Most States)
    It really depends on where you live, what you drive, your driving record and the types of auto's you have to insure. If you have full coverage on all auto's, it will be more expensive usually than just liability only on both cars. I would love to help you with that
    Answered on February 23, 2016
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