1. 0 POINTS
    dmrozek
    Ann Arbor, MI
    I wish I could answer this question but, unfortunately, there are too many factors that drive your auto insurance premiums to be able to give you even a ballpark estimate.  Your age, the car you drive, your driving record, where you live, what you own, what your credit looks like......there are just too many factors that go into it.  I've seen premiums under $300 for a year to $4400 for six months and everywhere in between.  Take my advice, find an agent you can trust to help you put together the right coverage for you at a price you can afford.  Don't just shop on price.  You'll only be happy when you pay your premiums, not when you have a claim or a lawsuit.
    Answered on November 18, 2013
  2. 37376 POINTS
    David G. Pipes, CLU®, RICP®PRO
    Business Development Officer, T.D. McNeil Insurance Services, Fresno, California
    In California car insurance rates are approved by the state Insurance Commissioner.  They take into consideration, the driving record of all the members of the household, the type of vehicle to be insured, the use of the vehicle, the annual mileage of the vehicle and where the vehicle is located.  An inexperienced driver, with a lousy driving record, driving 20,000 miles a year in a new sportscar  who lives in a densely populated area can expect to pay a great deal.
    Total Words: 82
    ay a lot for auto insurance.
    Answered on February 18, 2014
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