How Much Does A Red Car Increase Insurance?

  1. 16470 POINTS
    David Osgood
    Agent, Rural Mutual Insurance Co., Union Grove, WI
    This will more than likely vary from carrier to carrier and even possibly location to location. Based on my education and experience within the industry so far I would guess that the amount is minimal as color of the vehicle to be covered is not a question that is normally asked of a prospect.
    Answered on November 5, 2013
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  2. 2210 POINTS
    Brenda Hanson
    Vice President/Agent, Best Rates Insurance Inc, Kalispell Montana
    I am not sure what carrier you are with or what state you are in  But in all the years that I have been in the industry I have NEVER seen the color of a car make any difference on the rates for your insurance. . Every carrier that we use doesn't even ask the color of your car.  I have for many years been told this is one of those so called tales that pop us and people think it is the color of the car that makes the rates. If your agent didn't ask you about the color of your car and nor did your carrier then I am sure that it makes no difference as far as rates got.
    Answered on November 5, 2013
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