1. 16470 POINTS
    David Osgood
    Agent, Rural Mutual Insurance Co., Union Grove, WI
    That is going to depend on your insurance carrier. Your rates may not change at all depending on the number and the dollar amounts of the claims that you have had within the last five years. Each carrier sets its own standards on how claims will affect your future premiums upon renewal.
    Answered on July 26, 2013
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