1. 37376 POINTS
    David G. Pipes, CLU®, RICP®
    Business Development Officer, T.D. McNeil Insurance Services, Fresno, California
    The premium charged for auto insurance is computed differently depending upon the state.  In California the rate is based on the year, make and model of the vehicle and its intended use.  It is further based upon the annual mileage for the vehicle.  It is also based on the driving records of all the members of the household where the auto is insured.  There are other considerations but those are the major factors. 
    Answered on March 5, 2014
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