1. 15645 POINTS
    Edward HarrisPRO
    Owner, Best Health And Car Insurance Rates - Instant Online Quotes, US
    How much is for car insurance? Hmmm. What is this person attempting to ask? How many people like auto insurance? No, I think they mean something else. How much does it cost? Yes, that's probably it.

    Rates vary, depending on your age, location, driving record and vehicle. As experienced brokers, we're always happy to shop for the best rates and show you the lowest prices.

    LIVE (2014/2015) Answer provided by: Ed Harris - Premier US car insurance broker for 33 years and owner of several top-rated websites where consumers find the lowest available rates.
    Answered on June 29, 2013
  2. 37376 POINTS
    David G. Pipes, CLU®, RICP®
    Business Development Officer, T.D. McNeil Insurance Services, Fresno, California
    The price of car insurance is governed primarily by the losses sustained by the group of automobiles the insurance company insures.  Actuaries analyze losses and determine factors which predict the possibility of claims.  For example there is solid evidence that youthful, inexperienced drivers have more accidents than the general population.  The insurance company will develop a rating plan that will consider the experience of the driver.  We also know that the more miles that we drive, the more likely we are to have an accident.  That is why companies often go into great detail over the odometer reading.
    Answered on June 20, 2014
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