1. 1615 POINTS
    Ryan Andrew
    President, The Andrew Agency, Richmond, VA
    There is not a fixed amount for an increase after an accident. Insurance companies will review the type of accident, total amount paid, the length of time you've been insured with the company and your prior record. Several insurance companies offer accident forgiveness, vanishing deductibles and safe driving rewards so check with your agent to see if any of these features apply to your policy.
    Answered on January 20, 2014
  2. 14231 POINTS
    Tom Sheehan
    Agency Owner, The Thomas G Sheehan Agency, 27 Glen Road Sandy Hook, CT 06482
    That really can vary depending on the insurance company as each have their own rates and standards filed with your state's Insurance Department.  Many companies, however, offer such benefits as accident forgiveness, either by paid endorsement or by the number of terms insured (loyalty benefits in other words) and if you have such a benefit, you will not see your rates increase because of the accident.  Check with your Insurance Professional and ask about the terms and conditions of your policy to see how you may be affected.
    Answered on January 21, 2014
  3. 7647 POINTS
    Mark Bartlett CLCS
    Branch Owner, TWFG Insurance Services, Fremont California and the Greater Bay Area Representing Dozens of Insurance Carriers
    How much a surcharge you will receive for an accident really depends on the insurance carrier and the laws of the particular state you live in. Here in California all at-fault accidents are surcharge-able. If bodily injury is involved then California good driver discount will be removed along with the surcharge that is added. You can go from 25%-100% increase depending on the situation.
    Answered on January 21, 2014
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