Claiming against someone's car insurance is relatively easy speaking from experience. In an accident, you should exchange your insurance information which you can have your insurance company take care of the claim or you can reach out to the company yourself although I would recommend against it. It is in your favor if you have the company insuring you to reach out.
If you do not have all the insurance information, you can call the common carries giving them the vehicle and name if you have that information. You definitely will need some identifying information otherwise you are just stuck.
I would contact your carrier and ask them specifics or reach out to get a free consultation.
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The process is similar to opening up a loss report with your own carrier. In most cases, when you call the police to the scene of an accident, the investigating officer will complete a report that includes information on all parties involved. Each person's name and address will be included along with the year, make model, VIN and insurance company with policy number. to file a claim with the other company, either pass the report on to your Insurance Professional who will be happy to help you or locate the company claim information yourself, easily available on line, and contact them directly.
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If you do not have all the insurance information, you can call the common carries giving them the vehicle and name if you have that information. You definitely will need some identifying information otherwise you are just stuck.
I would contact your carrier and ask them specifics or reach out to get a free consultation.
Although its possible to call the other persons insurance company directly, generally speaking I would recommend against this.
Call your own insurance company, send them the full policy report, and explain to them exactly what happened. It is indeed in your best interest.