If I Don’t Have Auto Insurance Can I Rent A Car?

  1. 16470 POINTS
    David Osgood
    Agent, Rural Mutual Insurance Co., Union Grove, WI
    That will be up to the rental car company. Many rental car companies offer insurance coverage for use during the rental period from third party carriers. This coverage is typically more costly than purchasing coverage on your own. In either case if you have a valid drivers license and live in a state with mandatory auto insurance you should at minimum have non-owned auto coverage. Contact a local agent to find out more about coverage availability and pricing within your area.
    Answered on September 17, 2013
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  2. 37376 POINTS
    David G. Pipes, CLU®, RICP®
    Business Development Officer, T.D. McNeil Insurance Services, Fresno, California
    Car rental agencies offer insurance coverage for the duration of the rental period.  Check with them as to coverages and premiums.  If this is a rare occurrence it might actually make good sense.  The good thing about insurance through the rental company when if an accident occurs, their insurance relieves you of further responsibility.
    Answered on May 28, 2014
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  3. 21750 POINTS
    Jim Winkler
    CEO/Owner, Winkler Financial Group, Houston, Texas
    That is a great question! If you don't have a policy, you can purchase one from the rental company. They are a bit pricy, and will have a lot of limitations, but if you are a safe driver, it is normally good enough. You might want to call your credit card company first though - a lot of cards offer that coverage as a perk for having the card! Who knows, it might be the case for you. Good luck, and thanks for asking!
    Answered on May 29, 2014
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