Is Car Insurance Federal Law?
21750 POINTSview profileJim WinklerCEO/Owner, Winkler Financial Group, Houston, TexasThat is a great question! It isn't a Federal law, but it is in most States, Counties, and Cities. The damage and expense of uninsured motorists is something no one wants, so it is pretty much everywhere that you will find a law about having insurance if you want to drive. The penalties for driving uninsured are very high, and it is so much more worth it to spend the money on the policy. Please do not consider hitting the road without it. Thanks for asking!Answered on May 8, 2014flag this answer
14231 POINTSview profileTom SheehanAgency Owner, The Thomas G Sheehan Agency, 27 Glen Road Sandy Hook, CT 06482No, the requirement to have and maintain car insurance is not a Federal Law, it is however, State Law in most, if not all states now. Insurance is regulated by each state's Insurance Department and the requirement to have car insurance is a state law that is managed and regulated by each State's Department of Motor Vehicles.Answered on May 8, 2014flag this answer
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