I had an accident, called my insur Co, only to be told my policy canceled! Months later, I have received by mail, my payment stamped with the correct mail date AND “found in supposedly empty equipment” is there anything i can do to get help with the claim? My car:totaled, other: $9300.00

  1. 37376 POINTS
    David G. Pipes, CLU®, RICP®
    Business Development Officer, T.D. McNeil Insurance Services, Fresno, California
    If this equipment was in the home office of the insurance company you should get some relief.  If the post office was responsible they might bear some culpability.  There is an assumption in the USA that if you put something in first class mail you have met legal obligations.  If the insurance company will not discuss this with you in a rational manner there are always legal channels.
    Answered on March 14, 2014
  2. 21750 POINTS
    Jim Winkler
    CEO/Owner, Winkler Financial Group, Houston, Texas
    Great question! Was the payment returned uncashed? If so, you will have a difficult time. If your bank shows the payment processed, and the insurer doesn't, you have a better chance. If it was a clerical mistake on their part, they should cover your claim. Good luck! Thanks for asking!
    Answered on May 6, 2014
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