If My Mother Gives Me Permission In Writing To Drive Her Car Out Of State, Am I Covered By Her Insurance Automatically Or Do I Have To Be Added To Her Policy?
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On the other hand, if you are 16, live with your mother, 40, and you are not listed on the policy, you are walking a dangerous road. One of the questions on most insurance applications is "are there any other drivers in the household not listed on this policy?" If you are 16 and your mother did not list you as a driver, she would not be telling the truth on the application. That could be a fraudulent application, and not only would the insurance company not cover a loss if you are driving, your mother may be committing a criminal offense, insurance fraud.