We have a new 16 year old driver. Friends are telling us in MN if the cars he is driving are fully insured he doesn’t have to be insured (meaning we don’t have to tell our agent or increase our rates). This seems crazy to me.
Does My Teenage Driver Have To Be Insured Or Is He Covered Since Our Cars Are Insured?
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The question about does my 16 year "have to be insured" is concerning from many levels.
If your 16 year old is driving, then "he" should be covered by some auto insurance one way or another potentially mandated by the state you live in.