The higher your liability limits, the less likely you are to lose everything you have worked so hard to attain in the case of a severe accident. Your liability limits are really your protection against getting sued if you seriously injury or kill someone in an at fault accident.
I always recommend my clients get at least 250/500 coverage, and although not everyone feels they need that much coverage, the real question becomes how much do you stand to lose if you have less than that, cause a severe accident, and get sued. Your house, your future earnings, your your savings are all at risk if you don't carry a coverage high enough to protect your assets.
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I always recommend my clients get at least 250/500 coverage, and although not everyone feels they need that much coverage, the real question becomes how much do you stand to lose if you have less than that, cause a severe accident, and get sued. Your house, your future earnings, your your savings are all at risk if you don't carry a coverage high enough to protect your assets.