1. 12689 POINTS
    Ted Ratliff
    Owner, SFS Associates,
    In States that require Liability Insurance you can lose your license.  In addition most companies will charge a higher rate for being without insurance.  This law is a protection for both you and the other individual that may be involved in an accident that was your fault.  The other individual can receive the medical treatment he needs and have his auto restored, you are protected from going through a lengthy lawsuit and having your wage garnished.
    Answered on June 23, 2013
  2. 2210 POINTS
    Brenda Hanson
    Vice President/Agent, Best Rates Insurance Inc, Kalispell Montana
    In Montana you are required to have at least 25,000/50,000/10,000 liability limits unless you can self insure. The average fine for the 1st offence is $285 then it increases from there. You can loose your license and also face jail time after so many violation.

    Insurance is there to protect you and others in the event of an accident to cover medical bills and the loss of damage to others Property. Medical payments on an auto policy is for you also in case you are hurt or die in your accident it helps cover the funeral expense.

    Insurance rates can be as little as $30 a month which is less then a no insurance ticket and it protects you and your assets.
    Answered on June 24, 2013
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