What Happens When You Don’t Have Auto Insurance?

  1. 16470 POINTS
    David Osgood
    Agent, Rural Mutual Insurance Co., Union Grove, WI
    Not much until you are pulled over by the police or your involved in an accident. If you live in a state that requires licensed drivers to have auto insurance coverage then you could be sujected to fines and possible suspension of your license. Without auto insurance you and your family are at risk financially if you are involved in an accident.
    Answered on September 2, 2013
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  2. 225 POINTS
    James Golden
    They can fine you up to $10,000 OR WHATEVER THE REQUIRED LIABILITY LIMIT IS AND or imprisoned you for up to a year. Don't worry though, by the time you get out the lawyers will be having a barbecue in your back yard and you family, if you still have one, will be down at the homeless shelter. It is ssoooooooooo much cheaper to purchase a common sense level of coverage and just go without carton os cigs or the case of bud. IT IS A REAL HONEST GOODNESS VIOLATION OF THE LAWS OF YOUR STATE. DRIVING A VEHICLE IS A PRIVILEGE NOT A RIGHT AND STATE TROOPERS HAVE NO SENSE OF HUMOR
    Answered on September 4, 2013
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  3. 37376 POINTS
    David G. Pipes, CLU®, RICP®
    Business Development Officer, T.D. McNeil Insurance Services, Fresno, California
    The good news is that you won’t have any premium payments if you don’t have auto insurance. The bad news is that you are violating your state’s financial responsibility laws. Of course none of that is really major. If you have an accident you will discover quickly how expensive an automobile accident can be and if you are sued, you might as well sell everything you own.
    Answered on October 20, 2014
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