1. 37376 POINTS
    David G. Pipes, CLU®, RICP®
    Business Development Officer, T.D. McNeil Insurance Services, Fresno, California
    There are two basic parts to an auto policy.  There is a liability section which provides protection should you be sued as the result of operating your automobile.  There is a physical damage section which repairs or replaces a vehicle should it be damaged.  Each of these sections has limits of coverage or deductibles.  There are also additional coverages which can usually be selected such as roadside service.
    Answered on February 19, 2014
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